Instore Carding with Overseas Credit Card - Legal Question

[stass]

Hello
I bought a gift card last year which is still active.
I wonder
1. Has the store didnt realise this purchase was with dumps?
2. Or do they dont care when we card with overseas dumps?
3. Can law punish someone who did instore carding with overseas dumps?
So, who loses the money here?
Overseas Bank or The Store or The Bank who provided the POS?
Let say, someone did a mistake last year while carding which can lead back to him, but it was with overseas card. any chance to get cought?
Cheers
John