Dynamic 3D Secure/3-D Secure 2.0

[mindatha]

Do anyone know anything about it? Any insider news?

[mittyn32]

3d 2.0 will be able to do behavioral analysis, ie they will automatically check the shipping address, the device id, the card expenses, the cardholder ip, they will base purchases on the habits of the owner of the card to approve a purchase, this is something that Paypal already does, the problem is that now in Europe any purchase above € 30 (PSD2) will be required to have 3d 2.0 verification.
That is in 3d to approve a purchase just had 2FA, now to approve they will rely on multi-factor authentication. Another important thing is Biometrics in 3d.2.0 they will use fingerprints, face recognition or voice recognition. Using these methods will completely eliminate the one-time password and make it fraud impossible (or at least much more difficult).

[VIPVIP]

Originally Posted by 0verHull

3d 2.0 will be able to do behavioral analysis, ie they will automatically check the shipping address, the device id, the card expenses, the cardholder ip, they will base purchases on the habits of the owner of the card to approve a purchase, this is something that Paypal already does, the problem is that now in Europe any purchase above € 30 (PSD2) will be required to have 3d 2.0 verification.
That is in 3d to approve a purchase just had 2FA, now to approve they will rely on multi-factor authentication. Another important thing is Biometrics in 3d.2.0 they will use fingerprints, face recognition or voice recognition. Using these methods will completely eliminate the one-time password and make it fraud impossible (or at least much more difficult).

Its fiction,who is going to make voice or face recognition even fingerprint for online purchase ...what is this NASA

[mittyn32]

Bro this is 3d's proposal. 2.0. You will need to use Biometrics or Otp Sms to do 3d pay. Or you'll have to card in Africa or India.
----- Matercard Biometry
https://newsroom.mastercard.com/eu/p...by-april-2019/

[VIPVIP]

Originally Posted by 0verHull

Bro this is 3d's proposal. 2.0. You will need to use Biometrics or Otp Sms to do 3d pay. Or you'll have to card in Africa or India.
----- Matercard Biometry
https://newsroom.mastercard.com/eu/p...by-april-2019/

Fuck this shit , they want to control every single movement and our money and personality...so we become a digital slaves.Any way we have time.

[flesher]

Carding actual merchants has been dead for a few years now
you should ideally be carding your own payment tunnels and or merchant accounts, you will always control the level of AF systems (to an extent) in those scenarios and will be able to cashout regardless of any 3d-jew secure they create

[Forsik]

Originally Posted by 0verHull

3d 2.0 will be able to do behavioral analysis, ie they will automatically check the shipping address, the device id, the card expenses, the cardholder ip, they will base purchases on the habits of the owner of the card to approve a purchase, this is something that Paypal already does, the problem is that now in Europe any purchase above € 30 (PSD2) will be required to have 3d 2.0 verification.
That is in 3d to approve a purchase just had 2FA, now to approve they will rely on multi-factor authentication. Another important thing is Biometrics in 3d.2.0 they will use fingerprints, face recognition or voice recognition. Using these methods will completely eliminate the one-time password and make it fraud impossible (or at least much more difficult).

This looks very hard to implement. And will cost a lot of money. They’ll probably be a 10 year timeframe for something like this. It won’t happen overnight

[samwin]

What do we do guys? We are finished..... Isn't there something to do? And how realistic is this? When are they planning this?

[samwin]

What do you mean by that?

[mittyn32]

We all FUCKED PSD2 will start on September 14, 2019, so enjoy guys, because this is going to be very difficult in Europe.
https://stripe.com/guides/strong-cus...authentication