Big german bank loses eur15 million in mysterious cashout of emv cards (Chipso)

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seems like i am the only ppl still in this topic ,and for sure chipso is fake ,and most account in this page saying soemthing good abt chipso ,seems like one ppl holding the account ,i talked to some real engineers ,first of all emv system we can build one which bank"s engineers also cant hacked ,also emv the hard part is just we cant know how bank encrypt chip data or whats the meaning of Protocol code .so thats the only hard part ，if we can know this ,then for sure we can clone a emv chip card and make it have same function compare to original chipcard