I come from e-commerce

[Mayson]

It's called setting up a Merchant Account and processing payments using it. The process entails you stealing an identity, opening up a merchant account with it, using your bank drop as the deposit account, processing transactions until account closure. And then you rinse and repeat. This is the general layout of the plan. Now you have to do a lot of research to figure out how to execute this, but it is nearly as common as carding a store.