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Old 05-16-2025, 11:15 PM

mk816310 mk816310 is offline
Join Date: Dec 2023
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l my knowledge has been documented well in this guide.
Firstly, please understand that this guide DOES NOT teach you how to get High Credit Score Fullz.
This guide also DOES NOT teach you how to get background reports.
The purpose of this guide is to teach you how to get Credit Reports for any raw Fullz ID you have, without even carding
a background report.
Before this, Usually we would have to card a background report website (ex: intellius, peoplefinder, truthfinder,
instantchecmate etc etc), in order to be equipped to answer the questions in a Credit Report website.
But in this guide, you will learn how to bypass any such requirements and directly extract a Credit Report for any raw
Fullz.
So this is the quickest and most hassle free method of getting Credit Reports.
Raw Fullz ID comes with the following info, and there are many vendors on AB selling raw Fullz ID for only 1 USD.
At the end of the Guide I will also give out few good websites where you can get raw Fullz ID for same price or cheaper
prices:
Fullz ID:
First Name | Last Name | Address | Email ID | Phone Number | SSN | DOB
Out of these, the important ones for us are Name, Address, SSN and DOB.
Do NOT get confused with Phone Number and SSN. SSN has only 9 numbers (whereas Phone Number has 10)
PC SETUP:
A simple setup of a VPN + any USA Based SOCKS, is sufficient. (I use just a VPN with USA based IPs)
Ok, lets assume that you have your Fullz ID now.
Create an email account for this Fullz.
If lets say the name of the Fullz is John Snow, then I would create an email account on mail.com which will look like:
mailto:[email protected]. What I am trying to say here is that the email id should look like it is the actual
owner's id.
Next, go to either of the below Credit Report websites:
my.bankrate.com
quizzle.com
(Note that quizzle.com does not accept email accounts of tutanota.com or yandex.com. It throws an invalid email id
error. So its better you create emails from better service providers like mail.com or outlook.com or live.com)
Now suppose we are on my.bankrate.com, hit the button that says get started.
Now you will land on a page, where it asks you to fill the details.
Use the info you got on the Fullz to fill up all the fields in the page, use a mock Phone Number (DO NOT USE THE
ORIGINAL PHONE NUMBER)
Next, the website will ask you to verify your email. Go to your email and click on the confirmation link.
Next the website will ask you to enter the last 4 digits of the SSN. Do that.
Now we come to the part which is the crux of my guide.
You will be taken to a page where you will be asked 3 random questions about the Person.
Now, this is where a background report would have come in handy, because all the questions asked there are related to
the person's background and finances.
However, thanks to me, you won't need to know that.
The trick is, you will pass the security questions, even if you answer JUST one question correctly, and select the
"NONE OF THE ABOVE" option for the other 2 questions.
That's right folks... Hardly anyone knows this, or those who know will never share this information out.
On very rare scenarios, you will be asked 4 questions instead of 3.
In this case, you will have to answer 2 correctly, and select "None of the Above" option for the other 2 questions.
OK, so you may wonder how will you be able to answer even 1 question correctly....
Right...
So there are a set of common questions which most often than not, appear up on this page....
I have done this a thousand times, so I will share my experience with you people (You can thank me by writing a good
feedback lol)
One of the most common question asked, is "Which of the following is your current or previous employer"
The most simplest answer for this is:
Out of the 4 options to choose from, select something which is NOT a multinational company. For example, you will be
given these options:
IBM
MICROSOFT
TARGET
Bradson and Co.
SO 100% of the times, it has worked for me when I select the smallest of those companies (in my example, it is Bradson
and Co.)
Another type of question which is very often asked is: "Which of the following is a name associated with you"
You can easily look at the options and select the one which closesly resembles the name of the person.
For example, if the actual name is John Snow, then the answer would be something similar to Snow,Jean
The other type of question you will be asked is "Where was your social security number issued".
The options given will be different states in USA.
Now, look at the address of the Fullz, and 99% of the times, the state mentioned in the address, will be your answer for
the question
Now there are a few other questions which will be asked like "What is the installment of your recent mortgage" or
"What is the installment of your car loan"
Here only guess work has to be done, no other alternative unfortunately (Not even a background report will give
answers for these).
If you have access to previous address of the Fullz, then you can also easily answer another question "Which of the
following streets is a part of your current or previous address"
BUT folks, remember, if you see 3 questions on the page, you have to answer only 1 question correctly.
So choose which question to answer wisely, select the correct answer, and MAKE ABSOLUTELY sure that you choose
the option "NONE OF THE ABOVE" for the other 2 questions.
No need to be a hero and no need answer more than 1 question correctly (even if you know the answer).
I hope everything is clear until now.
Now lets say, inspite of all these, you fail the security test.
THen just move onto the other website quizzle.com and go through the same process again
SO THERE YOU GO FOLKS.. A method where no carding is required and you can extract a credit report within 10
minutes maximum!!!
And with these credit reports, a lot of things like opening Bank Drops, doing credit card applications, applying loans,
and several other things can be done, which I do not want to get into.
There are lot of FULLZ vendors\
I sell Fullz with or without Drivers info and BG CR Tele @robertbankes
Please DO NOT LEAK OR SHARE THE INFO IN THIS GUIDE WITH ANYONE...
BARE IN MIND THAT the info in this guide is a result of months together of practise and dedication and
experimentation..
FEEDBACK would be really appreciated...
For any queries, hit me up on the Market for quicker responses. Always happy to help!
 

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