Deciding between Online / Instore

[j44z]

Hello all,
I'm pretty new to this , just trying to get some input from more experienced carders.
So far I've carded online small stuff ( dog food , bounty) , but looking to get into more expensive stuff as my knowledge expands .
My question is should i stick with online or maybe try out instore?
I have enough funds to buy msr and embosser, and a good amount of dumps. However my knowledge is limited , I don't know too much about 202's. Also not sure if 101's are dead or still very much alive.
The appeal to instore is that it just seems a lot easier. Buy dumps, encode , go to store . or Am i missing something?
thanks
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Also dumps I would be getting are from Joker Stash, from which I hear good things about
Are the success rates high? I rather not try instore if only like 15-20 percent of cards work
I'm from the US btw