Even if I find a card with a good BIN, will it not work on all merchant sites?

[coin]

Suppose I were to find a CC with a BIN which doesn't use 3DS. Then could I use that card at something like apple.com? Or will most merchants just refuse payments on such cards because without 3DS the merchant takes the liability but with 3DS the liability shifts to the issuer?
Follow-up question, how do you find merchants who take 3DS?