Need assistance carding 100k USD - thousands of dollars to those who help

[Roja]

Hi. I live in a big house with a lot of students. One of them has a nasty habit of leaving their private things out in common areas.
Becuase of this, I have their debit card number (Bank of America), and pictures of very private documents that expose a lot of sensitive information, among them, that they have circa 100k USD in their savings account at Bank of America.
You also need to know, that this person has obscenely rich parents to the point where even if the Bank of America did not cover this fraud, it would not be a big deal for this family.
I´m relatively knowledgeable in´hacking´. I am mentioning this, as well as that we live in the same house (and use same WiFi) so you can understand local exploits are also possible.
RATing his computer seems like the easiest thing to do, but I have no physical access to it. RATing it over the local LAN is beyond my skills, if even possible.
What needs to be done, in a nutshell: somehow move the funds from their savings account to their checking account. Because I have the debit card information, as soon as the money is in the checking account, I will use that card to buy crypto. After I have a big amount of tumbled crypto, the deed is done and we are all richer.
I need ideas, guidance, and help. And I promise that whoever provides me with meaningful help, will have XMR showered on them.