Stupid question easy answer

[hackerquito]

I know this is probably going to sound like a stupid question, but I didn't come to the beginners questions for a smart ass answer.
Okay say I have a HQ CC 100% LIVE can I hit a atm for 200 or the maximum withdraw for that day? Or would it be to go instore and just ask for cash back?
Or do CC's have to have a pin to use at atm even if not debit?