Proven ways to bypass OTP / 2FA

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There are 5 ways to bypass OTP
1. Use things that don't require OTP, like 100% non vbv bins
100% no authentication Samsung , Apple pay and Google pay bins
2. Buy from stores that sell bank logins, PayPal with the victims cookies and fingerprints,..that way when you login, the site thinks it's the owner and then logs you in without asking for OTP
3. Use a verified working OTP BYPASS BOT, this will call the victim like the bank and then ask the victim to input the OTP code sent and will be captured by the bot
4. Get cc or bank logins with the carrier logins that accept web SMS.
For example, if you get cc with the owners T-Mobile.com logins, the and will be sent to the phone and also to the web SMS feature on T-Mobile....you login and retrieve the SMS
5. Sim swapping, this is only worth it if the job is big