Dude is a fucking moron
and a damn ripper who doesn't deserve to remain among us.
That letter is an account DECLINE letter. And it is a DEBIT account, not credit account. Application was NOT approved. The name there is exactly the name I provided (Matthew Gianquinto), not that bogus shitty name you provided.
Thief, you now have until Monday to send my money or your names, addresses and ID would be shared in all the underground forums. I am sure BRIAN KREBS and his undercover LE friends would be licking their lips at the prospect of nabbing your ripping ass.
Trust me, you don't wanna steal from me.
--8