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Originally Posted by user2080
i have found numbers of us bank bin that send sms to phone or email ...
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Strange. Don't know what bins you're stucked with but I'm telling you even most major banks don't have VBV. You must ignore boa, wells, citi, pnc, chase and couple of others while hunting for these numerous non vbvs I'm talking about. And also ignore debit cards if you can. Mastercards are great if it's convenient for you to buy them. You'll find out there are enough non vbv banks in the US you gonna be confused bins to start with.