The recites is half the problem, the main issue with the cops is the embossed cards because they can call the bank and verify if the account matches to the info embossed on the card, if it doesnt they will charge you. Thats why if you emboss/punch out youre cards you should get rid if them right away. Blank cards are much easier and usually they dont even bother fucking with them, if the cops hate you then they will send it out to an expert. Also dont keep the embossed cards and use them for other transactions because if they catch you with that card they will pin all the transactions that you made when that card was punched and the track that was used on it
The problem with the recites is easy to solve if you are getting caught with them, just eat them and thats it