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Originally Posted by kobebryant24
These bins will be either SMS, Email or Bank Call everytime..
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Nope, you are wrong!! Sometimes it's just bank call only ( no SMS, no email)!!
Like I said the banks determines the verification not the NFC app
Besides I have seen where the same bank has different verification for different bins of the same bank
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And there are those whose verification isn't call, email or bank log but verification is done only by logging into the banks mobile app!!