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Originally Posted by thanos1
That is you wrongly assuming that all banks require SMS verification
The verification is set by the bank for Apple pay, Google pay, Samsung pay and not by apple, Samsung or Google
Some banks require only SMS verification, some require only email verification, some don't require the last two but require you call and some require you verify though the banks mobile app
Some have the option of 2 or 3, some just the option of 1
So even SMS verification passing isn't enough
The 100% guarantee way to bypass such is bins that don't need any verification and will add automatically on Google pay
With such bins, you only need cc, add up on Google pay, it adds and you go tap and pay
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These bins will be either SMS, Email or Bank Call everytime..