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Originally Posted by AsukaCredit
None of what I typed is particularly overwhelming for anyone with an IQ over 85 lol. The gist is be legitimate. The issue is many people don't know what exactly that means when you say it and what exactly it entails.
Fair point on emailage. I would still strongly suggest buying aged emails though. Online marketers who sell these do not just make them and sit on them for a few years. They are emails that they've used themselves for various things related to their work and this involves often using them for LEGITIMATE purchases. I've never had an aged email that was just unused or used for fraudulent orders (different story if you buy these from a fraudster obviously).
I'm a little confused on what you mean. Are you talking about Experian File One? Or public data? If public data, that can be at times ridiculously inaccurate and surely unreliable for any merchant looking to verify information. I've carded numerous electronics, e-tickets, wholesale sites, gift cards, etc. and used a different CH name for all of them. So...Who is using this? Better question would be what is using this lol.
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It has been my experience that a fresh email (specifically if it's @comcast, att, etc) nearly always beats a so-called "aged" email, from the perspective of bypassing fraud-detection mechanisms. You can always increase the credibility of your email's signal by creating social media accounts with that email, being sure to setting only the name and profile picture to public and the rest to private, and enabling search engine linking by email (and allowing a few days for results to cache). A previously utilized "aged" email may have become linked to a different name (even if no suspicious activity was linked to it) in the past and as such may end up being disadvantageous. I don't exactly know why telemarketers prefer using "aged" emails over fresh ones, but I suspect that the reasons concern bypassing spam detection, which are not necessarily relevant to fraud detection.
And regarding the second point, comparisons are made against public and proprietary DBs. And I do agree that the DBs can be inaccurate, but it remains a signal that affects the fraud score. And since you asked, I know with fully certainty Tigerdirect uses it, as well as Sony in the past when they still had an ecommerce division, although many others are also likely using it.