[asurname]

The best way is to find a 2d gateway that doesn't request it in the first place.
Fullz in general are better and can be used in multiple ways than just a cvv, tho that depends on the method you're using in the first place, usually you can go without otp for just a little 20$x3, after that it triggers for even 5$ but again it depends on the type of the transaction and if it's "unusual" according to the pattern of the owner from the bank.