[MakeEasy]

Trying to figure out how to do BF, got a bit of information that I've summed up from multiple forums an wanted to get sum expert opinion on what I'm missing and how i can better the set up.
synthetic fraud:
steps:
1. buy/get clean fulls / unused ssn
2. create name,dob,adress, email for fullz
3.. phone #, scannable ID
4. open drop ( in fullz name )
5. apply for credit using secured credit cards
6. make transaction 2-3 months
7. apply for loan and cash out
BF/ loan fraud:
steps:
1. fullz ( 750 + credit score with dl info with background report and credit report )
2. rdp, socks close to fullz loaction
3. phone #, address, email, scannable id
4. open drop ( in fullz name )
5. have docs such as ( utulity bill, pay stubs)
6. apply for loan
7. cash out
Resources:
Unused SSN > ??
Scanable ID > Verif.Tools
Cellnumber > Google Voice or burner phone at walmart
questions for synthetic fraud:
1. Were can i find unused ssn? or good fullz
2. verif.tools only does digitial I'ds, looking for physical scannable Id's? ( or will the digital I'ds do just fine?
3. were can i get fake docs created like pay stubs, utulity bills, etc?
4. Which out of the two methods has a better pay out time wise?
synthetic fraud seems like It'll take a bit longer since im building the credit from scratch but bank frauds sounds like it has the potential to be quicker since the credit is already there but getting enough info on the fullz to get a loan might be a challenge