swiped my personal debit card at a food spot and it asked for a pin. is this because it is debit or is all 201s? my personal 101 credit never asks for a pin. or is it because it was 101 and there was no dip attempt (their pos didn't have dip) that the swipe asked for pin?

cuz its a debit card

thx man, so when it's time to start hitting the 201s, stick to credit?

Noo its because the pos is auto config to ask pin even for credit or debit

i had no idea this was a thing. is there a way around it or is this one of the reasons you should have cash on you at all times?

you could tell them that you need to call the bank because you lost the pin. afaik, you only need the pin for visa & mc debit.