| b0r3dnhungr33 |
01-12-2025 12:09 PM |
Quote:
Originally Posted by Hack Heaven
а если юзать диски то можно обойтись без вбв и 3д
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уже нет, последние 2 года Discover тоже сделал систему 3D Secure, и у всех разное, кстати VBV это Verified by Visa !
Visa = Verified by Visa
"Verified By Visa
Visa was the original developer of 3D Secure 1.0, a previous version of the technology. Verified by Visa offers enrollment for eCommerce stores as well as individual cardholders who want to use an extra layer of security wherever they shop."
MasterCard = Mastercard SecureCode
Mastercard SecureCode is an extra layer of credit card security based on the 3D Secure 2.0 protocol, and is designed to protect both cardholders and merchants from the fraudulent activities of online thieves. When an enrolled cardholder shops at a participating online store, they'll need to use a personal code to verify their transactions. Better yet, the SecureCode Plus option exchanges authentication data in the background, determining if the customer's purchase matches their known devices, location, buying habits, or other behavioral patterns.
Amex = American Express SafeKey
American Express offers a 3D Secure 2.0 implementation in SafeKey, which is targeted at merchants rather than individual customer enrollment. When a high-risk transaction is detected, SafeKey sends a time-sensitive request in which the customer is given 10 minutes to enter a One-Time Code (OTC) and/or the 3-digit number on the back of their card.
Discover = Discover ProtectBuy
Discover's 3D Secure 2.0 implementation is ProtectBuy, available on the Discover and Diner's Club cards. It works by sending customers a one-time verification password if their transaction is identified as high-risk.
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